Premier america federal credit union

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premier america federal credit union

Premier America Credit Union offers members a contemporary banking experience.

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Premier America Credit Union is a strong financial institution with a long history of providing exceptional member service. Native to Southern California, Pereira and his wife look forward to returning home to the Conejo Valley. Premier America offers Member-Owners a contemporary banking experience including convenient, hour worldwide account access through the latest mobile banking technology. Additionally, Member-Owners benefit from personal service, great rates, low fees and a full complement of savings, lending, investment and insurance services. With 20 retail branches, Premier America provides financial services to those who live, work, worship or attend school in the Ventura, and Los Angeles counties of California, and the Westchase district of Houston, Texas. To learn more about Premier America, please visit PremierAmerica. Hansen PremierAmerica.

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Capital works as a buffer against losses and provides protection for members when a credit union is struggling financially. Therefore, an institution's level of capital is a valuable measurement of its financial strength. When it comes to safety and soundness, more capital is better. This test is intended to try to understand how the credit union's capitalization and allocated loan loss reserves could be affected by problem assets, such as unpaid mortgages. Having lots of these kinds of assets means a credit union could eventually have to use capital to cover losses, diminishing its equity buffer.



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Premier America

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Premier America offers members a contemporary banking experience including convenient, hour worldwide account access through the latest mobile and online banking technology. Credit unions, such as Premier America, have a rich history evolving from the idea that people working together can create better financial solutions, especially when as owners, members have a vested interest in their collective success.
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